4.9/5 | Your Life, RebuiltDisability & Employment Lawyers in Canada
Disability & Employment Lawyers in Canada
Travel Medical Insurance Lawyers
Our travel medical insurance lawyers fight out of country insurance policy disputes.
If you’ve traveled outside of Canada, you may have purchased travel medical insurance to protect your finances in the event of a medical emergency on your trip. Medical emergencies do happen, and you want to be able to rely on the insurance you bought so you can get the medical attention you need. If you have travel insurance, healthcare providers in other countries will usually provide services to you on the basis that you have such coverage available, but in some cases, insurance companies deny the insurance claims after large medical bills have already been incurred after an accident or injury.
Having a travel insurance claim denied for you or a loved one causes great anxiety and can lead to receiving collection notices from the hospital, labs, doctors, and any other healthcare providers that may have become involved in providing medical coverage after an accident or injury.
Why was my travel medical insurance claim denied?
The main reason travel medical insurance claims are denied is related to how the insurance was purchased in the first place (with importance placed on pre-existing medical conditions). If you purchase an individual or family travel insurance policies through a broker or directly from the insurance company, the medical questions that you must answer to get travel medical insurance coverage will be heavily scrutinized if a claim is made. Any inaccuracies in the answers given will be used to deny the claim on the basis that no insurance would have been offered if the insurance company had all of the information about any pre existing medical condition.
For example, questions regarding whether your condition is stable or whether there has been a recent change in medication can result in a claim being denied if inaccurate information is provided. These denials can be challenged as the decisions may be a question of interpretation. It may be possible to still recover all or part of the funds owed and reach a resolution with the health care providers so that you are not out-of-pocket. Contact our team of travel medical insurance lawyers to see how we can help.
When buying travel medical insurance, make sure you provide accurate answers to any questions about your prior health to ensure that you won’t experience a claim denial when a claim has to be made.
Tips to streamline the travel medical insurance claims process
Before you file:
When you file:
If you’re denied:
We Can Help
insurance claim, we encourage you to consult further with one of our travel medical insurance lawyers to determine whether we can assist you in recovering all or part of what rightly belongs to you or your family.
How our travel medical insurance lawyers help
After being denied your travel insurance coverage, you might not know where to turn next. You may feel hopeless at this moment, but rest assured you are not alone. When you call Share Lawyers, you will speak with someone who knows what you are going through and can offer you the best possible advice at no cost to you. Whether our clients are dealing with travel insurance after a trip, life insurance, accidental death and dismemberment insurance, or denied disability claims, we are here to help.
Why you should contact us:
It’s free to talk to us
There are no fees unless you win
We specialize in travel medical insurance claims for Canadians and we can discuss your options
We make arrangements for a free consultation with one of our travel medical insurance lawyers to see how we can get you what you’re entitled to
We're there to answer all of your questions
Share Lawyers explains travel medical insurance denials
David Share, President of Share Lawyers, on what travel medical insurance is, why travel medical insurance claims are turned down by the insurance company, and what Share Lawyers can do to help.
Travel medical insurance is relatively easy to purchase by those who plan to travel outside of Canada. The insurance exists to support travelers with medical coverage if they become sick (or have an accident) and need medical attention.
These claims can be denied based on the medical questionnaire that you fill out upon purchase. Problems arise if there are any questions or suspicions around whether or not any pre-existing conditions are stable upon travel.
How much time do I have?
There are time limits to all disability claims and any delay in proceeding may be subject to a deadline so you should not delay in proceeding with your disability claim or obtaining legal advice to clarify these deadlines. We understand how important these timelines are and will respond to any call or email as soon as we can.
Free consultation
No fees unless you win your case
lawyer feels out of reach. We’re here to help, no matter where you are in the claims process. That’s why we offer a free consultation, with no upfront costs, and no fees unless you win your case. You’re not alone. We believe in your case, which is why we only get paid when you do. Call us—it’s free!
Life reBUILDER™
Disability Lawyers in Toronto, proudly serving clients in Ontario and across Canada
Are you looking for a disability lawyer to fight for your rights? Our law firm has unmatched experience in disability law and we don't let provincial borders stop us from helping you in your time of need. Your insurance company has a presence throughout Canada and it makes sense to hire a disability law firm that knows the ins and outs of disability law and has a national presence too. Your insurance company knows who we are and knows that we won’t back down.
We’re here to support you during
this difficult time
As seen on...
